Kitchen Remodel Financing in Dunwoody, GA
A Dunwoody kitchen that opens a load-bearing wall often lands above $80,000, and few families want to pay that from savings in one check. Here is how homeowners usually fund the work, and how payments line up with the construction schedule.
Home improvement loans
Unsecured, fixed-rate installment loans made for remodeling. No lien on the house, and approval is based on credit and income. Ask us for current lender options at your consultation; terms and rates come from the lender, not from us.
Home equity line or loan
Many Dunwoody homeowners have built significant equity since buying. A HELOC or home equity loan from your own bank or credit union often carries a lower rate than unsecured financing, but it takes longer to set up, so start the application during the design phase.
Cash-out refinance
Worth comparing if current mortgage rates are close to your existing rate. It is a bigger decision than the remodel itself, so talk to your lender or financial advisor first.
Paying in stages
Even if you pay cash, the contract spreads payments out: a deposit at signing, progress payments tied to clear milestones such as cabinet delivery, and the final payment only after the walkthrough punch list is complete.
Before you apply
- Get a written, line-item estimate first so you borrow the right amount, plus a 10 to 15 percent contingency for what is found behind the walls of an older home.
- Compare the APR and total cost, not only the monthly payment. Promotional 0% offers usually have a deadline.
- Line up approval before you order cabinets, since custom cabinetry is typically the first large payment.
Dunwoody Kitchen Remodeling is not a lender and does not give financial advice. All financing is subject to the lender's credit approval and terms. Questions? Call (470) 847-9076 or request an estimate.
Typical Atlanta-area range
$45,000 – $80,000
The typical mid-range Dunwoody kitchen: new cabinetry, an island and stone counters. Minor updates start around $28,000; layout changes usually start at $80,000. Typical Atlanta-area ranges, not quotes.
See the 2026 Dunwoody cost guideFinancing available
Spread a kitchen remodel project into monthly payments through third-party home improvement lenders, subject to credit approval.
How financing worksWho does the work
Projects are built by in-house Georgia remodeling crews, with permits pulled in the licensed contractor's name. Company and license details are provided with your estimate and invoice.
Call (470) 847-9076How a kitchen remodel project runs
- 01
Discovery & Consultation
We walk your kitchen, check which walls carry load, and talk through goals, budget and timing.
- 02
Design & Scope
Floor plan, cabinet layout, material selections and a written scope, plus the City of Dunwoody permit drawings if structural or mechanical work is involved.
- 03
Construction
Dust containment, demolition, structural and rough-in work, inspections, then cabinetry, stone and finishes.
- 04
Punch-List & Walkthrough
We walk every reveal, drawer and fixture with you and close out the punch list before final payment.
Serving Dunwoody, Sandy Springs, Brookhaven, Chamblee, Peachtree Corners
ZIP codes: 30338 · 30346 · 30350 · 30360